Fast, Flexible Financing for Your Real Estate Projects
Unlock tailored financial solutions for property acquisition, renovation, and development with Rhino Capital.
Apply for Financing
Complete our simple online application with ease.
Rapid Approval
Receive approval for your property investment financing within 7 days.
Quick Access to Funds
Secure funds promptly for your acquisition, renovation, or development needs.
Application Requirements
Understand the necessary criteria to apply.
Experience:
Proven track record with at least 3 completed projects (including construction and renovation).
Bank Statements:
Provide the last 3 months of bank statements.
Identification:
Valid ID, passport, and US visa for foreign nationals (if applicable).
Entity Documents:
LLC or Corporation formation documents, EIN, and Operating Agreement.
Rehabilitation Budget:
Submit a detailed budget for the rehab (if applicable).
Liquidity/Reserves:
Minimum of 6 months of liquidity or reserves.
Non-Owner Occupancy Certification:
Confirmation of non-owner occupancy status.
SSN:
Required for credit report and background check.
Insurance Evidence:
Proof of insurance (full replacement + $500K liability) and builder’s risk insurance (if applicable).
Credit Score:
Minimum FICO score of 700.
Signed Loan Application:
Complete and sign the loan application.
Fix and flip loans: Fast solutions for investors
Financing to acquire, renovate, and sell properties with ease.
• Property Type: Residential properties with up to 4 units (properties with 5 or more units considered on a case-by-case basis).
• Max. Loan-to-ARV: Up to 75%.
• Loan Term: Up to 18 months.
• Max. Loan-to-Cost: Up to 90% of purchase price and 100% of renovation costs.
• Interest Rate: Starting at 8.75% (interest-only payments).
• Prepayment: No penalties for early repayment.
• Foreign Nationals: Accepted.
KEY FEATURES
Essential Elements for
Real Estate Success
Our financing solutions for fix-and-flip projects are specifically crafted to meet the unique demands of real estate investors. Offering flexible terms, high loan-to-value (LTV) ratios, and competitive interest rates, we provide the financial support you need to efficiently acquire, renovate, and sell properties for maximum profitability.
WHO IS IT FOR
Find out if this loan
is right for you
Discover if this loan suits your investment needs.
Fix and flip loans are specifically designed for real estate investors focused on the quick acquisition, renovation, and resale of properties. This financing option not only covers the purchase price but also encompasses renovation expenses, making it an excellent choice for:
Both novice and
seasoned investors:
Access to funds for
minor remodeling projects.
Rehabilitation
projects:
Financing for properties in need of significant improvements.
Time-sensitive
opportunities:
Swift capital to enable strategic investment decisions.
• Property Type: Residential properties with up to 4 units (properties with 5 or more units considered on a case-by-case basis).
• Max. Loan-to-ARV: Up to 75%.
• Loan Term: Up to 18 months.
• Max. Loan-to-Cost: Up to 90% of purchase price and 100% of renovation costs.
• Interest Rate: Starting at 8.75% (interest-only payments).
• Prepayment: No penalties for early repayment.
• Foreign Nationals: Accepted.
KEY FEATURES
Essential Elements for
Real Estate Success
Our financing solutions for fix-and-flip projects are specifically crafted to meet the unique demands of real estate investors. Offering flexible terms, high loan-to-value (LTV) ratios, and competitive interest rates, we provide the financial support you need to efficiently acquire, renovate, and sell properties for maximum profitability.
FAQ's
Yes, a minimum of three successful projects (including construction and rehabilitation) is required.
No, this financing option is strictly available for residential properties only.
You may refinance into a Debt Service Coverage Ratio (DSCR) loan for long-term financing options.
No, you can pay off the loan early without incurring any penalties.